Terms of Service

Shutter Speak Academy Terms and Conditions

Effective Date: June 19, 2026

Welcome to Shutter Speak Academy. By purchasing, enrolling in, or accessing any course, membership, webinar, or other educational content offered through Shutter Speak Academy, you agree to the following Terms and Conditions.

1. Acceptance of Terms

By registering for or using Shutter Speak Academy in any manner, including purchasing a course or participating in community discussions, you agree to be bound by these Terms and Conditions.

If you do not agree with these terms, please do not purchase or access any Shutter Speak Academy content.


2. Eligibility

You must be at least 18 years old to purchase products or services from Shutter Speak Academy.

By enrolling, you represent that you have the legal capacity to enter into this agreement.


3. Course Access

Enrollment grants access only to the specific course, workshop, or membership purchased.

Course access is provided to a single individual and may not be shared, transferred, resold, sublicensed, or otherwise distributed.

You are responsible for maintaining the confidentiality of your login credentials and are responsible for all activities that occur under your account.


4. Intellectual Property

All course materials provided by Shutter Speak Academy, including but not limited to:

  • Videos

  • PDFs

  • Downloadable guides

  • Presentations

  • Graphics

  • Written materials

  • Worksheets

  • Community content created by Shutter Speak

remain the exclusive intellectual property of Shutter Speak.

Materials may not be copied, reproduced, redistributed, uploaded to file-sharing services, sold, modified, or publicly displayed without prior written permission.

Personal use of course materials is permitted solely for educational purposes.


5. Refund Policy

Masterclasses

All Shutter Speak Academy Masterclasses are digital educational products delivered immediately upon purchase.

Due to the instant access provided to course materials, videos, downloadable resources, and guides, all Masterclass purchases are final and non-refundable.

Please review the course description carefully before purchasing.

If you have questions about whether a course is right for you, please contact us before enrolling.

Memberships and Subscriptions

Memberships and recurring subscriptions may be canceled at any time.

Cancellation prevents future billing but does not entitle the member to a refund for previous payments or partial billing periods.

No prorated refunds or credits will be issued.


6. Lifetime Access

Courses advertised as including Lifetime Access provide access for as long as Shutter Speak Academy continues to operate and host the course materials.

Shutter Speak reserves the right to update, modify, replace, or discontinue courses and content at its sole discretion.

Reasonable efforts will be made to notify students of significant changes.


7. Educational Disclaimer

Shutter Speak Academy provides educational content related to photography and imaging.

Participation in any course does not guarantee:

  • Improved artistic ability

  • Professional certification

  • Employment opportunities

  • Financial gain

  • Business success

Student results vary based on individual effort, practice, equipment, and experience.


8. Community Guidelines

Students participating in discussion forums, lounges, chats, or community spaces agree to interact respectfully with others.

The following activities are prohibited:

  • Harassment or bullying

  • Hate speech

  • Abusive or threatening language

  • Spam

  • Unauthorized advertising

  • Solicitation of members

  • Sharing copyrighted material without permission

  • Posting unlawful or offensive content

Shutter Speak reserves the right to remove content or revoke community privileges without refund if these guidelines are violated.


9. Affiliate Relationships

Shutter Speak Academy may operate affiliate programs and may compensate students, partners, or third parties for qualifying referrals.

Affiliate participants are responsible for complying with all applicable laws and disclosure requirements.


10. Third-Party Products and Services

Courses may reference products, software, websites, or services provided by third parties.

Shutter Speak Academy makes no warranties regarding the availability, performance, or suitability of third-party products and is not responsible for any issues arising from their use.


11. Limitation of Liability

Shutter Speak Academy and its instructors shall not be liable for any indirect, incidental, special, punitive, or consequential damages arising from participation in any course or use of any educational materials.

The maximum liability of Shutter Speak Academy for any claim related to a purchase shall not exceed the amount paid by the student for that product or service.


12. Changes to These Terms

Shutter Speak Academy reserves the right to modify these Terms and Conditions at any time.

Updated versions will be posted on the Academy website and will become effective immediately upon posting.

Continued use of the Academy after changes are posted constitutes acceptance of the revised terms.


13. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of Florida, United States, without regard to conflict of law provisions.

Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Florida.


14. Contact Information

Questions regarding these Terms and Conditions may be directed to:

Shutter Speak Academy
Email: joe@shutterspeak.net
Website: https://shutterspeak.net


Purchase Acknowledgment

By purchasing or accessing a course, membership, or other educational product offered through Shutter Speak Academy, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.